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School Reports in Duluth, Johns Creek and Alpharetta, Georgia

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What vast and beautiful territory is named with an Indian word meaning "Big Village"?
A	Canada
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The Shaw Group, REALTOR®, real estate agents and broker for Duluth, Johns Creek and Alpharetta, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Shaw Group
Solid Source Realty
10900 Crabapple Road
Roswell, GA. 30075
Phone: 770-475-1130 Ex. 6603
Fax: 404-920-2181
Email: SOLD@TerriShaw.com
Serving you with passion and purpose in all your real estate needs and goals.

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