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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
Where are church services held in the water each Sunday during July and August?

A 
At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes.
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The Shaw Group, REALTOR®, real estate agents and broker for Duluth, Johns Creek and Alpharetta, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Shaw Group
Solid Source Realty

10900 Crabapple Road
Roswell, GA. 30075
Phone: 770-475-1130 Ex. 6603
Fax: 404-620-2181
Email: SOLD@TerriShaw.com

Serving you with passion and purpose in all your real estate needs and goals.

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